You may need to buy car insurance for 3 months in one of these situations.
• You are going to drive a car that is not owned by you –
• Your teen is coming back home for a college vacation and will drive your car
• You are not going to use your car for some months but park it in a garage
• You are going to travel abroad for a trip
When you borrow a car or get it on rent then you are not the owner of the vehicle. So, you will need to buy non-owner car insurance to get coverage for the non-owned car.
Thus, if you borrow a car or get it on rent then you will need short-term insurance. But if you already have a car policy then it might cover a non-owned car. So, check that first.
If you are the car owner then you can get car insurance for 3 months. But it will be hard for you to find an insurer that will offer you a short-term car policy for as less as three months. Most car insurers provide coverage for 6 or 12 months.
Hence, you will need to buy car insurance for 6 months and cancel the coverage after 3 months. You can even find out if your car insurer can help you with short term vehicle insurance for a borrowed or rented car.
Most Insurers don’t offer car insurance for as less as 3 months. So, if you are in need of short-term 3 months car insurance then it will be hard to find a suitable option.
But if you can get car insurance for 3 months then you will get short-term coverage for driving a non-owned car.
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