Do you need car insurance for learners permit? Well, the task can be onerous if you are find one on your own. Nevertheless, if you get assisted by an expert who is thoroughly well versed with the exact requirements of the process, you have fair chances of securing a solution online that best fits your specific needs and budget.

Besides, to improve probability of getting a substantially cheapest learner driver car insurance quote online, you may also take the below mentioned aspects into consideration.

  • Prior to appearing for test, it is suggested that you take at least 47 hours of tuition classes followed by 20 hours of extra practice if you are a new driver.
  • While motor training schools do have insurance covers that cover newer drivers, who are learning to drive cars, if you get additional practice with a relative’s or friend’s car, the process can be speeded up.
  • If the car you are learning to drive is your own car, you must buy provisional learner car insurance policy.
  • Most of the insurers charge higher premiums for learner drivers as they perceive greater degree of risks when dealing with newer drivers as they are more likely to file claims.
  • Level of premiums charged for learners permit auto insurance can also depend on the extent of car coverage being sought and type of auto insurance policy being purchased.


If you are learning to drive a car which is owned by one of parents, then you do have the option to choose between getting covered as an occasional driver under auto insurance policy of any one of your parent or buy an auto insurance cover or purchase a car insurance for learner driver policy.

But if you by yourself own a vehicle then it could be better if you buy a low cost personal auto insurance for learners permit online as such a prerogative could enable you to build no claims bonus. That is possibly the best way to qualify for lower sustainable premium as time passes.

In any case, it could be vital for you to ensure that you are not being named on someone else’s car insurance cover otherwise there are chances that your auto insurance coverage may get invalidated.

Why Choose FreeCarInsuranceQuote to Get Car Insurance for Learners?

  • Drivers with provisional license can get comprehensive car coverage at easily affordable premium.
  • It is possible to get short term or temporary auto insurance cover for a period of 30, 60 or 90 days.
  • Driver will have to pay premium only until such time he passes the driver’s license test.
  • There will be no effect on no claims bonus associated with car’s existing insurance coverage.
  • Driver has the chance to get additional driving practice by using friend’s or relative’s vehicle.

Why Is It That Learner Drivers Are Thought To Be More At Risk?

There are some valid reasons due to which learner drivers are deemed to be a much bigger risk to insure. It is the mixture of youth and lack of experience that increases the level of car coverage risks. If you assume that most of the drivers are young then they will have traits to get engaged in speeding. Hence, they might also fail to spot hazards of driving a car. This is why most learner drivers tend to be at a much higher risk of meeting with deadly accidents when they drive cars on road.

The risk of car crashes is found to be the highest among drivers that fall in the age group 16 to 18 years old. And the car crash rates for this age group are about three times more than those of the drivers who are 20 and more. It is important to note that the death rates of male drivers due to car crashes in the teen age group are about three times more than female drivers of the same age group. So, most of the insurers provide high car coverage rates to learner drivers if they are still between 16 to 19 years old. But car coverage risks can be reduced by being a safe driver. One must take a training course for that.

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With Freecarinsurancequote, You Can Find A Cheap Car Insurance Quote For Learner Drivers

FreeCarInsuranceQuote can help you to get car insurance for a 1-year term so as to enable you to learn driving and pass test with ease. If you manage to get valid driver’s license in between then the car cover will automatically get converted to a standard policy. You only have to inform insurer that you have successfully passed the test and have got valid driver’s license.

Expect to get a call from one of our competent auto insurance agents within few minutes of your submitting an online application. Secure answers for any questions you may have regarding your probability of qualifying for learner driver vehicle insurance coverage from the expert after fixing a free initial consultation. Based on the details you have provided in your request; we will help you in finding the right type of quote for your situation.


  • No claims bonus applicable to new or learner driver auto insurance policies.
  • Get full or comprehensive car coverage to get financial protection against any eventuality.
  • Low cost group vehicle insurance coverage for employees working in one organization.
  • Get refunds for coverage worth up to 30 days if you pass driving test before policy term ends.

Know The Best Way to Get Learner Driver Car Insurance Quotes

The best way to obtain cheaper car insurance quotes for learner drivers is to seek assistance from a national online auto insurance service provider like To get started with the task of finding a quote that works best for your circumstances, all you need to do is just fill and submit a quick online request form. Leave the rest to be taken care of by a specialist. To save time and money, apply online now!

How To Reduce The Cost Of My Learner Driver Car Coverage?

To save money on your learner driver car coverage cost, you can follow these things:

  • You can drive an old used car that is old.
  • You can take a learner driver training course.
  • You can check if you are eligible for discounts.
  • You must make sure that you will drive less miles.
  • You can get your name listed on your parent’s car policy.
  • You can choose high deductible to reduce the coverage cost.
  • You can have someone else as the main driver on your car policy.
  • You can buy a usage based or a telematics car coverage.
  • You need to shop and compare free quotes from multiple insurers. It will save you a lot of money.
  • We are here to help you with the shopping process. Use our services now!

Learner Driver Car Insurance FAQs

The learner driver car coverage will last only till you pass the driving test. After you have passed the driving test, you need to call your insurer to cancel the car coverage. As you are licensed driver, you can then buy new term car coverage.
Yes, a learner driver coverage for car will also cover you for the driving test. But if you take the test with some other car then you need to make sure that it is insured. If you learn how to drive a car from a training school then it will be covered. However, you must still check it out. If you will be driving your car for the test then the learner driver coverage will protect you for the test. But as soon as you pass the test, you need to buy new coverage for your car so that you can drive it lawfully.
As per law, only a driving supervisor can teach you how to drive a car. Such a person has to be at least 21 years old or more and needs to have a valid driver's license for the last 3 years. But you will also have to take a look at what insurers want. Some insurers may want the supervisor to be 24 years old or more. You need to check that at the time of buying the coverage.
A learner driver insurance is a type of car coverage that is way outside of a car policy. Hence, if you meet with an accident while driving a car that belongs to someone else, there is little need to worry. The car's owner need not file a claim for getting damages. It is the learner driver coverage which will pay all the costs. So, the no claims bonus on the owner's car policy will stay intact. But there will be an impact on the car coverage and no claims bonus of the supervisor.
Yes, your car coverage cost will increase if you add a learner driver to the policy. This is because of the fact that learner drivers are looked at as risky proposals to insure. So, if your driving record is clean and free of claims in the past then you need to be careful. You still can’t think of adding name of a learner driver to your car policy. But if a learner driver has passed the driving test then the proposal of adding his name will be much cheaper. It is based on the guess that he won’t be driving your car very often. And even if he drives the car, it will be under your supervision.
Yes, you can add a named driver to your learner driver coverage for car. You will need someone to teach you how to drive a car and the person needs to be insured as well. And if the named driver is experienced then it might also make your car coverage cheaper. This means that the car will also be driven by a person that has a driving experience. So, the chances of accidents are less. But if you name the other person as the main driver on learner driver car coverage then it will be a fraud.
No. Each learner driver needs to have his own car coverage.
Yes. You can get learner driver car coverage for more than one car. But you need to buy separate coverage for each of the cars.
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