{"id":222,"date":"2023-01-26T14:18:20","date_gmt":"2023-01-26T14:18:20","guid":{"rendered":"https:\/\/www.freecarinsurancequote.ca\/blog\/?p=222"},"modified":"2023-01-26T14:18:20","modified_gmt":"2023-01-26T14:18:20","slug":"can-you-drive-a-car-under-someone-elses-insurance","status":"publish","type":"post","link":"https:\/\/www.freecarinsurancequote.ca\/blog\/can-you-drive-a-car-under-someone-elses-insurance","title":{"rendered":"Can You Drive A Car Under Someone Else\u2019s Insurance?"},"content":{"rendered":"<h2><strong>Can I drive someone else\u2019s car legally?<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-223 size-full\" src=\"https:\/\/www.freecarinsurancequote.ca\/blog\/wp-content\/uploads\/2023\/01\/carinsurance.jpg\" alt=\"\" width=\"770\" height=\"434\" srcset=\"https:\/\/www.freecarinsurancequote.ca\/blog\/wp-content\/uploads\/2023\/01\/carinsurance.jpg 770w, https:\/\/www.freecarinsurancequote.ca\/blog\/wp-content\/uploads\/2023\/01\/carinsurance-300x169.jpg 300w, https:\/\/www.freecarinsurancequote.ca\/blog\/wp-content\/uploads\/2023\/01\/carinsurance-768x433.jpg 768w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>It\u2019s not uncommon to drive cars that are owned by other people so you can also borrow your friend\u2019s or relative\u2019s vehicle or even get one on rent as far as you are legally licensed to drive. However, prior to borrowing a vehicle or getting one on rent\/lease, it is vital to find out whether you are covered under the car\u2019s existing insurance policy.<\/p>\n<h3><strong>Who is covered under a regular car insurance policy?<\/strong><\/h3>\n<p>A standard or regular personal or <a href=\"https:\/\/www.freecarinsurancequote.ca\/fleet-insurance-policy.php\" target=\"_blank\" rel=\"noopener\">fleet car insurance policy<\/a> will cover only those drivers that:<\/p>\n<ul>\n<li>Have a valid driver\u2019s license issued by the government of any province or territory in Canada.<\/li>\n<li>Are listed on the owner\u2019s current car insurance policy and are not excluded drivers on the same.<\/li>\n<li>Have got prior permission from the car owner to drive the insured car for a specified period of time.<\/li>\n<\/ul>\n<h3><strong>How often can you drive someone else\u2019s vehicle?\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/h3>\n<p>Driving a car or pickup truck for a couple of hours is different from borrowing a vehicle for a week\u2019s time to go out for some work. It is not advisable to borrow or get a car on rent frequently as the car owner will be required to intimate the insurer about it. Withholding such information from the car\u2019s insurance company may amount to material misrepresentation. Such an act might lead to the denial of claims or even cancellation of the policy.<\/p>\n<h3><strong>What will happen if you crash your friend\u2019s car? <\/strong><\/h3>\n<p>Borrowing a vehicle or getting one on rent\/lease is risky when you are an uncovered driver. If you meet with an accident with a borrowed or rented car, the owner-driver\u2019s insurance cover will be in the line of action first for settling any claim even if you have purchased separate insurance separately. This way no claims bonus on the borrowed\/rented vehicle&#8217;s existing insurance policy and your good driving history will be adversely impacted.<\/p>\n<h3><strong>Can I drive someone else\u2019s car when I don\u2019t have my own auto insurance? <\/strong><\/h3>\n<p>Yes. You can drive someone else\u2019s insured car even if you don\u2019t have your own car insurance as far as you are a Canadian National who is legally licensed to drive and meet the previously mentioned criteria.<\/p>\n<h4><strong>Can I drive someone else\u2019s car without insurance?<\/strong><\/h4>\n<p>Yes. You can drive someone else\u2019s car if you have a valid driver\u2019s license and the car owner has given you permission to drive the vehicle.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can I drive someone else\u2019s car legally? It\u2019s not uncommon to drive cars that are owned by other people so you can also borrow your friend\u2019s or relative\u2019s vehicle or even get one on rent as far as you are legally licensed to drive. However, prior to borrowing a vehicle or getting one on rent\/lease,&hellip; <a class=\"more-link\" href=\"https:\/\/www.freecarinsurancequote.ca\/blog\/can-you-drive-a-car-under-someone-elses-insurance\">Continue reading <span class=\"screen-reader-text\">Can You Drive A Car Under Someone Else\u2019s Insurance?<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,2],"tags":[14,15,17],"class_list":["post-222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-car-insurance","tag-auto-insurance","tag-car-insurance","tag-fleet-car-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can You Drive A Car Under Someone Else\u2019s Insurance?<\/title>\n<meta name=\"description\" content=\"Do you know what happens when someone else drives your car? 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